The Financial Rescue Blog

At Debt Wise Solutions, we believe a solid credit rating is one of the most important financial assets a young adult can develop. It doesn’t require money to build—just responsible credit us...

At Debt Wise Solutions, we know that creating a realistic budget is one of the most powerful steps you can take when paying down debt. Most people focus on cutting “wants” like dining out or entert...

If you're tackling debt, you've likely come across the terms insolvency and bankruptcy. They’re often used interchangeably—but they aren't the same. Understanding the difference can help you choose...

Falling behind on your taxes can feel overwhelming, but you’re not alone — and you do have options. At Debt Wise Solutions, we help individuals and families find practical ways to tackle tax debt a...

At Debt Wise Solutions, one of the most common questions we hear is: “How long will debt consolidation take to work?” The honest answer is that it depends on your individual financial situation, th...

Absolutely — but it depends on your consolidation path: Debt Consolidation Program (DCP):You’ll surrender your unsecured credit cards (they’re usually closed or frozen), though secured cards can ...

6 Smart Tips for Canadians Who Love Dining Out or Take-Out There’s something special about a home-cooked meal—but let’s be honest, sometimes take-out or dining out just hits differently. Whether yo...

Tariffs on U.S. goods may seem like a trade issue—but for Canadian households, they can have a real impact on daily finances. With over 70% of Canada’s trade tied to the United States, even small c...

Living pay cheque to pay cheque is more common than you might think. Nearly half of Canadians—and over 50% of those aged 18 to 54—struggle to stretch their income beyond basic expenses like rent, g...