FAQ

Frequently Asked Questions

Please reach us at info@debtwisesolutions.ca if you cannot find an answer to your question.

That depends on the debt solution you choose. For example, a consumer proposal may impact your credit, but it’s often a better alternative to ongoing missed payments or bankruptcy. We’ll walk you through the pros and cons of each option so you can make an informed decision.

Absolutely. We specialize in finding loan and debt solutions for clients with all types of credit backgrounds — including those with bad or no credit.

We assist with personal loans, home equity loans, auto loans, farm loans, and business loans — even if you're rebuilding credit. Our network includes lenders who focus on flexible, accessible lending solutions.

Most clients begin receiving guidance and options within 24–48 hours of contacting us. Timelines can vary depending on your specific financial situation and the service you choose.

Yes, we assist clients in all provinces and territories across Canada through our nationwide network of Licensed Insolvency Trustees and financial professionals.

It’s simple — just call us, send a message, or fill out our online form. One of our specialists will reach out to learn about your situation and walk you through the next steps with zero pressure or obligation.