Debt Isn’t Forever – And You’re Not to Blame

Debt Isn’t Forever – And You’re Not to Blame

Feeling overwhelmed by debt? You're not alone—and you're certainly not out of options.Every day, we speak with individuals who carry the weight of financial stress—not just in numbers, but in the f...
6 reasons why budgeting is important

6 reasons why budgeting is important

Budgeting is a powerful tool that helps you take control of your finances, balance your needs and wants, and avoid the pitfalls of debt. While it may seem daunting at first, creating and maintaini...
Understanding Minimum Payments

Understanding Minimum Payments

Understanding how minimum payments work on your credit card is crucial for managing your finances effectively and avoiding debt traps. While minimum payments can provide short-term relief, they of...
The truth behind 5 debt myths

The truth behind 5 debt myths

Navigating the world of debt can be overwhelming, especially when faced with misinformation and myths that cloud your judgment. To help you make informed decisions, let’s debunk some of the most c...
Frequently asked questions: credit scores

Frequently asked questions: credit scores

Understanding your credit score, credit rating, and credit report is essential for managing your financial health. These tools are used by lenders to determine whether to approve you for credit ca...
The pros and cons of balance transfer credit cards

The pros and cons of balance transfer credit cards

Canadians have a lot of credit card debt. Each of us is carrying about $4,000 in debt on our credit cards right now, according to a report by TransUnion from May 2024. That’s a worrying number w...
How to teach teens about credit cards

How to teach teens about credit cards

Teaching teenagers about money is a common responsibility for parents, but introducing them to the concept of credit can be more challenging. By "children" in this context, we mean teenagers who a...
Will filing a consumer proposal affect my spouse?

Will filing a consumer proposal affect my spouse?

Deciding to file a consumer proposal is a significant and often difficult choice, especially for couples. It can create tension in a relationship, and many worry about the potential negative impact...
Debt Warning Signs: How to Recognize Financial Trouble and Take Control

Debt Warning Signs: How to Recognize Financial Trouble and Take Control

Debt Warning Signs: How to Recognize Financial Trouble and Take Control Debt can be a silent adversary—slipping into your life gradually before overwhelming you all at once. Financial struggles of...