6 Smart Tips for Canadians Who Love Dining Out or Take-Out
There’s something special about a home-cooked meal—but let’s be honest, sometimes take-out or dining out just hits differently. Whether you're out on a date, grabbing dinner with the kids, or catching up with friends, eating out offers convenience and enjoyment. That said, frequent meals away from home can quickly add up and strain your budget.
The key isn’t cutting it out completely—it’s about planning for it. Including restaurant meals and take-out in your budget is a realistic and balanced approach. With a little strategy and some mindful choices, you can enjoy the experience of eating out without breaking the bank. Here are six budget-friendly tips to help you dine smarter and save money in the process.
Tip 1: Save Big at the Drive-Thru
Short on time and need a fast meal for the family? The drive-thru can be a lifesaver—but it doesn't have to cost a fortune. Skip the full meal combos and opt for main items like burgers or nuggets. Bring your own healthy snacks (think apple slices or carrot sticks) to round out the meal without paying extra for sides.
Don’t forget to pack reusable water bottles to avoid buying overpriced drinks. If you're in a hurry and forget the snacks, no worries—grab the main course now and plan for a healthy side at home later. This keeps costs down and helps balance convenience with nutrition.
Tip 2: Take Advantage of Happy Hour
Before heading to your favorite restaurant, check if they offer a happy hour. Many spots feature discounted prices on popular food and drinks during off-peak times—usually in the late afternoon or early evening.
Review the happy hour menu online and plan your outing accordingly. Not only can you save money, but you might also discover new favorites at a fraction of the usual cost. It’s a win-win: enjoy the same great flavors while keeping your spending in check.
Tip 3: Look for Dining Deals + Kids Eat Free Nights
Keep track of which restaurants offer daily deals or weekly specials—and make it a point to dine out on those days. You’ll enjoy your go-to dishes at lower prices just by timing your visits strategically.
If you’re dining with kids, seek out family-friendly restaurants where children eat free on select days. Combining promotions like this can turn a pricey outing into a budget-friendly experience that the whole family can enjoy.
Tip 4: Enjoy Restaurant Favorites at Home
Craving something from your favorite take-out spot? Instead of ordering the entire meal, just pick up the main dish and prepare the sides at home. This method works especially well with Asian-inspired cuisine—grab your favorite entrée like sweet and sour pork or beef and broccoli, then make some rice or stir-fried veggies at home.
It’s a cost-effective way to enjoy restaurant-quality food while still maintaining control over your budget and ingredients.
Tip 5: Make Dessert the Main Event
If a full restaurant meal doesn’t fit your budget, try flipping the script—eat dinner at home, then go out for dessert. A shared slice of cake or a scoop of gelato still offers the fun of dining out without the high cost.
It’s a great way to indulge while staying on budget—and it can make for a special treat or memorable family outing without the pressure of a large bill.
Tip 6: Use Coupons and Online Discounts
Stretch your dining dollars by using coupons or taking advantage of online promos. Follow your favorite restaurants on social media, sign up for newsletters, or browse deal apps and websites. You’ll often find promotions like percentage-off meals, free appetizers, or buy-one-get-one-free deals.
These savings add up fast and can make it more affordable to try new spots or stick with your favorites—without feeling guilty about the cost.
Need Help Making Dining Out Work for Your Budget?
Trying to figure out how to fit take-out and dining out into your monthly spending plan? We’re here to help. Our credit counsellors can guide you through budgeting strategies and offer personalized tips to manage your expenses while still enjoying life’s little pleasures.
Stay tuned for Part 2 of our tips for even more practical ways to dine out without overspending. Bon appétit!
